We develop cutting-edge benefit solutions for companies of all sizes. Safety is our top priority.
Mastercard is not only our long-standing partner, but also one of the largest international payment card companies. mastercard provides the network for using our Regional Hero Card and ensures that employees can pay nationwide with their benefits card.
Berliner Sparkasse is Regional Hero's house bank. As a company, it is important to us to actually live up to our mission to strengthen our own region. The Berliner Sparkasse supports a wide range of projects, associations and initiatives in the fields of art, culture or sport — just like us.
is the leading bank within the European Union. At the BNP Paribas Our customer funds are stored securely and independently in so-called security accounts. In doing so, we comply with the European Union's Electronic Money Directive.
SWAN is the leading European provider of embedded banking features and our partner from the very beginning. The innovative company from France is responsible for ensuring that our Regional Hero Cards meet the highest security requirements and reach our customers both as a classic card and digitally. In addition, SWAN ensures that all regulatory requirements are strictly met.
The funds on our Regional Hero Cards are kept in separate security accounts of BNP Paribas, one of the leading European banks, in strict accordance with the EU E-Money Directive (EMD). Funds in security accounts are not part of the insolvency estate of the issuing institution and are therefore protected against claims by third parties.
Regional Hero's benefits in kind have been audited several times by various tax offices across Germany. You meet all requirements for compliance with Section 2 paragraph 1 number 10 ZAG and are therefore suitable for use in companies to pay out benefits in kind and benefits.
Regional Hero and our partners act exclusively within the framework of the legal framework of the Federal Republic of Germany and the European Union. In addition to tax requirements, this also includes Payment Services Supervision Act (ZAG for short) as well as that Money Laundering Act (GwG). In this way, we ensure that companies act in accordance with the law when using our benefit solutions.
Our customer data is encrypted several times and stored exclusively on German servers in Frankfurt. We take data protection extremely seriously. The details are in our privacy policy to find.
Our Regional Hero Card meets all criteria that must be met for issuing vouchers and bank cards. Our technical infrastructure has been tested by public sector security experts and is used by federal companies.
The Regional Hero Card, which Payment card in kind by Regional Hero, is not just a innovative and flexible solution when it comes to Payments in kind are simple and tax-compliant to bring to employees. Of course, it also meets all criteria of Section 2 paragraph 1 number 10 ZAG.
The card itself has No own IBAN and is technically limited so that it can only be used by certain retailers or for certain product groups (controlled loop).
Withdrawal from ATMs or supermarkets is just as excluded as using the card when gambling.
During the initial setup, the company decides to which acceptance points or product groups should restrict the use of the cash purchase cards. This not only ensures tax exemption, but also ensures legal compliance.
